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FCRA Disclaimer

• Employment — hiring, promotion, reassignment or retention
• Credit — loans, credit cards, or any credit-worthiness assessment
• Insurance — underwriting or eligibility
• Housing — tenant screening or rental eligibility
• Any other purpose covered by the FCRA's definition of a consumer report

Why this matters to you

Using a non-FCRA data source for a covered decision exposes you — the user — to federal liability, including statutory damages and attorney's fees in private lawsuits, plus FTC/CFPB enforcement. If you need a background check for employment or housing, use a certified consumer reporting agency and obtain the subject's written consent as the law requires.

What this site is for

Personal, informational use: identifying unknown callers, screening suspected spam, verifying that a number can exist, and understanding public numbering records — the purposes described on the homepage guide. That is the whole scope.